Financial Independence
For retirees and financially independent people who want to live in Spain without working, funded by savings, pensions, or passive income.
~€2,400/month or ~€28,800/year (400% IPREM)
~€600/month (100% IPREM) per dependent
Full coverage, no copays, Spanish provider
Clean background from countries lived in past 5 years
Sworn statement that you will not work in Spain
Estimated total: 3-5 months
Collect all required documents including criminal background check, financial proof, and medical certificate. Have them apostilled and officially translated into Spanish.
Secure a private health insurance policy from a Spanish-authorized provider with full coverage and no copays. Many providers offer policies specifically for visa applicants.
Schedule an appointment at your nearest Spanish consulate. Wait times can be long, especially in popular locations like the US east coast.
Attend your appointment in person with all original documents and copies. The consulate will review your file and collect the application fee.
The consulate processes your application. Processing times vary widely by location. You may be asked for additional documents.
Pick up your visa, enter Spain within the validity window, register at the town hall (empadronamiento), and apply for your TIE residence card at the immigration office.
Not the right fit? Compare other Spanish visa pathways.
Employment
For non-EU nationals with a job offer from a Spanish employer. Your employer must sponsor the application and prove no suitable EU candidate was available.
Entrepreneurship
For freelancers, entrepreneurs, and self-employed professionals who want to work independently or start a business in Spain.
Remote Work
For remote workers employed by non-Spanish companies or freelancers with international clients who want to live and work from Spain.
Family Sponsorship
For legal residents in Spain who want to sponsor their spouse, children, or dependent parents to join them.
Education
For non-EU nationals enrolled in a recognized Spanish educational institution, including universities, language schools, and postgraduate programs.
A practical 2026 guide to Non-Lucrative Visa Income Requirements by US Consulate for expats moving to Spain, with clear steps, required documents, and timeline planning.
A 2026 guide for expats on switching from a Non-Lucrative Visa to a Spanish work permit. Covers steps, documents, and timelines for a smooth transition.
How to prepare the Non-Lucrative Visa sworn statement in 2026, what consulates usually expect, and how to avoid preventable refusals.